IMPORTANT NOTES
Cashless: Standard Insurance's Travel Protect
TYPES OF PLANS
Individual - individual traveling abroad
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Group- minimum of five (5) individuals traveling with the same itinerary/destination, same travel dates and same conveyance
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Family- composed of a maximum of five (5) family members; the spouses and children aged 0 to 21 years of age, traveling together to the same destination with the same travel dates and conveyance. In excess of five persons shall be considered as an individual account. The spouse and the children will enjoy 50% of the coverage of the Policyholder each for all benefits except for those indicated as being covered for actual expense. There will be no personal accident cover extended for other members of the family except for the Policyholder.
ELIGIBILITY
The package is intended for persons traveling on vacation, study or seminar/conferences. This package excludes cover for skilled persons/ skilled laborers when traveling for the purpose of employment or in the course of employment.
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Individuals - traveling for business or leisure
Group of Individuals - traveling for business or leisure
Family - traveling for business or leisure
AGE LIMIT
Individuals from 0 months old up to 85 years old, subject to additional premium/surcharge as follows:
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0-75 years old (per table)
76-85 years old (150% add on)
PERIOD OF INSURANCE
Travel Protect Annual Multi Trip (Annual Plan) - Period of coverage for annual plan is for an unlimited number of trips per year, provided each trip does not exceed 90 consecutive days per trip.
Travel Protect Annual (Single Trip) - Period of insurance is up to a maximum of 365 consecutive days per trip.
OTHERS
Hazardous sports when approved by the company shall be subject to 100% surcharge
Participation in competitoons or tournaments for regular sports when approved by the company shall be subject to 50% surcharge.
CASHLESS
Applies only to the following:
Medical Treatment
First Medical Assistance
Loss of Travel Documents
Location and Forwarding of Lost or Stolen Luggage/Personal Effects
Advance of Money
Car Rental Excess Protection
Delivery of Medicine
Emergency Medical Evacuation/Repatriation
Care of Minor Children
Repatriation of Mortal Remains
Compassionate Visit